Elder Law & Estate Planning
Request Consultation

Report: Lower Prices for Generics Via Online Pharmacies

For people who rely on multiple medications, the expenses accumulate. According to the Kaiser Family Foundation, eight out of 10 adults say prescription medication costs are unreasonable. Three in 10 adults on four or more drugs report difficulty affording them and say they had skipped or reduced doses because of the cost.

Posted on December 17, 2022
An elderly woman sitting at a table, using a laptop to purchase medications online, emphasizing the affordability of generic drugs through online pharmacies in the context of estate planning and elder law.

With lower prices for certain generic drugs, online pharmacies present an alternative to traditional pharmacies.

In a 2022 investigation of five generic medications, Consumer Reports found that web apothecaries generally market generic drugs at a lower cost than the $12 copay that individuals with employer-sponsored insurance plans typically pay.

Researchers shopped for five common generic drugs online:

  • Atorvastatin
  • Celecoxib
  • Duloxetine
  • Clopidogrel
  • Pioglitazone

They compared the prices of these drugs at eight online vendors – Amazon.com/Pharmacy, Costco.com, CostPlusDrugs.com, GenuisRX.com, HealthWarehouse.com, HoneybeeHealth.com, Ro.Co/Pharmacy, and Scriptco.com – and found them to be less pricey overall.

Though some online pharmacies carry most drugs, the majority only have select offerings available. Costco, HealthWarehouse.com, and Amazon are full-service pharmacies offering the most prescription medications.

The others – CostPlusDrugs, GenuisRX, HoneybeeHealth, Ro.Co/Pharmacy, and Scriptco – are limited pharmacies that may not have every drug a person needs.

Why Are Online Pharmacies Less Expensive?

Online pharmacies keep their costs down in several ways.

  • Most drugstores examined – six of the eight – do not accept insurance, eliminating charges for dispensing and expenses from insurers or intermediaries such as pharmacy benefits managers.While this keeps the costs low, the prices of drugs might not go toward insurance deductibles, depending on the type of insurance.
  • Amazon, Costco, and Scriptco charge membership fees to keep costs low. Even with paying a membership fee, some may find that the total prices are lower with these pharmacies. Others may already have memberships to Amazon or Costco.
  • Large companies reduce expenses by purchasing in bulk.

Delivery Options

Those who have difficulty leaving their residences may be drawn to e-pharmacies, as they can order prescriptions online and have them delivered directly to their homes without going to the brick-and-mortar pharmacy. Traditional pharmacies such as Walgreens and CVS offer home delivery as well, however. People who prefer delivery should compare online pharmacies to their local options.

Though Amazon, GeniusRx, and Ro Pharmacy have free delivery, other sellers have delivery fees that can increase the overall expense. Expedited shipping is available when people need the medicine immediately, but also increases costs.

While delivery might benefit some, local pharmacies might be a better option for others. Individuals with medications that require refrigeration or those who require the drugs right away might need to use traditional drugstores.

Online apothecaries can also be limited in where they ship, so ensuring the service will ship to you is essential. Of the eight online pharmacies evaluated, only Costco.com and HealthWarehouse.com send medications to all states.

Prescription Management

Consumer Reports concluded that online apothecaries are an excellent option for those who need common, generic medications and can get them all from a single online pharmacy.

However, they do not recommend ordering individual prescriptions from different pharmacies, as pharmacists should be made aware of any potential interactions drugs might have when taken together. Those with complex medical needs can benefit from using a walk-in pharmacy where they can have the pharmacist’s oversight.

Speak to your health care provider about your pharmacy options.

More from our blog...

Elderly couple standing in the doorway of their home, symbolizing estate planning decisions about what happens to a house and assets later in life.

What Happens to Your Assets When You Die: Bank Accounts, Your House, and Retirement Plans

January 22, 2026
What happens to your bank accounts, home, and retirement plans when you die is often very different from what people expect. Many adults over 55…
Father and adult daughter embracing, representing leaving an inheritance to children and protecting a family legacy through estate planning.

3 Ways to Leave an Inheritance Without Creating “Trust Fund Kids”

January 18, 2026
If you have worked hard to build wealth, it is normal to worry about what an inheritance might do to your children. Many parents quietly…
Older married couple smiling together in their kitchen, representing second marriage estate planning and blended family planning

Second Marriage Estate Planning: What’s Fair for Your Spouse and Your Family?

January 15, 2026
If you are in a second marriage, “fair” can feel like a moving target. You may want your spouse to be financially secure and comfortable…
Caregiver holding an older adult’s hand while assisting with a walker in a nursing home setting

Parent Entering a Nursing Home: What to Do First

January 15, 2026
A parent just went into a nursing home, and suddenly everything feels urgent. Families are often trying to absorb medical updates, navigate admissions paperwork, and…
Back To blog

FREE WEBINAR

5 Things to Know About

Estate Planning

When You Turn Sixty-Five

    Save the Date

    Friday, Jan 23rd at 2:30pm

    Privacy Policy

    This Privacy Statement describes how Milvidskiy Law Group P.C. collects, uses, and discloses certain personal information obtained through our public web site at www.milvidlaw.com (the “Web Site”). This Privacy Statement does not address information collection through other sources such as in-person seminars, workshops, or in-person consultations and contacts.

    SMS Privacy Policy

    Milvidskiy Law Group P.C. may disclose Personal Data and other information as follows:

    Third Parties that Help Provide the Messaging Service: We will not share your opt-in to an SMS short code campaign with a third party for purposes unrelated to supporting you in connection with that campaign. We may share your Personal Data with third parties that help us provide the messaging service, including, but not limited to, platform providers, phone companies, and other vendors who assist us in the delivery of text messages.

    Additional Disclosures: Affiliates: We may disclose the Personal Data to our affiliates or subsidiaries; however, if we do so, their use and disclosure of your Personal Data will be subject to this Policy. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

    Personal Information Collection and Use

    In general, you can visit our Web Site without telling us who you are or revealing any information about yourself. There are times, however, when we ask for personally identifiable information from you, such as your name, company, e-mail address, phone number, and address (“Personal Information”). We request this information in order to correspond with you, to provide you with a subscription to a newsletter or publication, to notify you about events, or otherwise to respond to your requests or provide you with information that we consider may be of interest to you. Where applicable, we will differentiate between personal data fields that are optional and those that are mandatory to obtain the requested information.

    If you receive a marketing e-mail from Milvidskiy Law Group P.C., you will be provided with an automated way to opt out (unsubscribe) from that particular communication or from all marketing e-mails sent by our firm. Please follow the instructions on the e-mail you received. If you have received unwanted e-mail from our firm, please forward a copy of that e-mail to [email protected].

    Please note that if you reply to a Milvidskiy Law Group P.C. address in one of our marketing e-mails or otherwise send a communication to us, your communication will not create an attorney-client relationship with us. Do not send us any information that you or anyone else considers to be confidential or secret unless we have first agreed to be your lawyers in that matter. Any information you send us before we agree to be your lawyers cannot be protected from disclosure.

    Data Sharing

    We may share Personal Information among our member attorneys for purposes of responding to your requests or otherwise as necessary for the purposes described above. We may also in limited circumstances share Personal Information with government authorities or others as required to protect the interests of the firm or others, as necessary in connection with the sale or transfer of all or a portion of the business, or as required by applicable law or court order.

    International Data Transfers

    This Web Site is hosted on a web server in the United States. If you are located in a non-US jurisdiction, your provision of Personal Information or other access to our Web Site constitutes your transfer of such data to the United States, a jurisdiction that may not provide a level of data protection equivalent to the laws in your home country.

    Security Measures

    Milvidskiy Law Group P.C. maintains appropriate technical and organizational security measures to protect the security of your Personal Information against the loss, misuse, unauthorized access, disclosure or alteration.

    Links to Other Web Sites

    The privacy practices set forth in this Privacy Statement are for our web site only. This web site may contain links to other sites. Milvidskiy Law Group P.C. is not responsible for the privacy practices or the content of such sites. If you link to or otherwise visit any other site, please review the privacy policies posted at that site.

    Cookies and Passive Tracking

    A “cookie” is an element of data that can be sent to your browser. Your browser may then store it on your system based on the preferences you have set on your browser. Cookies gather information about your operating system including, but not limited to, browser type, and Internet Protocol (IP) address. The Web Site uses this information to analyze the traffic on our web site, and better serve you when you return to our web site. It is not our intention to use such information to personally identify a user. You have the option to configure your Internet browser to notify you when you receive a cookie, giving you the chance to decide whether to accept it. Further, you have the option to block all cookies. Please note, however, that if you refuse or otherwise block cookies you may not be able to use all of the functionality available on the web site.

    Access and Correction

    If you wish to access or update the Personal Information you submit through our web site, or to make any inquiries about the processing of such information, please contact us as described below. We provide individuals with access to their Personal Information where we believe appropriate, including in situations where you are entitled to access and review your Personal Information under applicable data protection and privacy laws.

    Google ReCaptcha Spam Protection

    This site is protected by reCAPTCHA and the Google.
    Privacy Policy and
    Terms of Serice apply.

    Revisions to this Privacy Statement

    Milvidskiy Law Group P.C. reserves the right to change this Privacy Policy from time to time. Please check the Privacy Statement frequently and particularly before you submit additional personal information via the Web Site. All revisions to this Privacy Statement will be posted on the web site via a link from the homepage. We also display the effective date of the Privacy Statement on the top of this page.

    Close

    Disclaimer

    Attorney Advertising. The information presented on this website is for informational purposes only and should not be construed as a legal advice. Viewing of, responding to, or otherwise transmitting the information on this website is not intended to create, and receipt of the same does not constitute, an attorney-client relationship. The information provided on this website should not be relied upon without first seeking professional legal counsel. The information on this website is provided only as general information which may or may not reflect the most current developments of law. Prior results and cases discussed on this website do not imply and do not guarantee a similar outcome in any other case. The links to other websites contained herein do not constitute a referral or endorsement of any kind.
    Close
    Sign up for our newsletter to be updated on all the latest news in Elder Law and Estate Planning.

      If you have any questions and would like to schedule a consultation, please fill out the form and our Client Services Coordinator will reach out to you to help you schedule and prepare for your appointment.

        This site is protected by reCAPTCHA and the Google.
        Privacy Policy and Terms of Service apply.

        Open chat Call us Close chat
        Start a conversation
        Team member Team member Team member
        Contact us to protect what matters most to you and your loved ones